After years of renovations, a Washington County family said they were on their last project in their home when the worst thing imaginable happened. The Camerons said their home on Fourth Avenue in Carroll Township partially collapsed, forcing them out of it. KDKA-TV’s Erika Stanish has more.
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This what those of us in the preservation trades call a "Billy Bob Contractor", who can throw vinyl on a house but has no qualification or knowledge of a structure. Basement fondation work should require review by a structural engineer of any restoration plan, and permits. The insurance should not pay for someone who doesnt know what he's doing. The contractor would have liability..oh wait he is the homeowner.
Problem is this guy in a red shirt he thinks too much that's his problem
What a dump that's like painting a car with a junk motor
He needed to add a secondary policy that covers unintended renovation damages, when doing renovations to ur home
State farm will do anything to get out of paying they still owe me 100k and refuse to pay after 19 years
I would bet the policy has a clause about non-permitted alterations not being covered. Not saying the homeowner didn't get permits, but "experienced contractor" doesn't mean smart contractor.
Any way a company can not pay they will. Question is was a expert called in befor the work was started on the basement? That may the real reason that State Farm doesnt want to pay. Policy or not.
Handyman special
Nothing a little duct tape won't fix.😅
If only he'd left the basement as it was. Now his efforts are wasted and the house is ruined.
State Farm again screwing owners.
What happened to insurance coverages? This fellow has no insurance or coverage when his policy says he does. Very bad behavior on State Farms' side of this claim.
Keep fighting for what is yours mate. Best of Luck. Cheers 🇨🇦
Insurance agents from all 50 states are making comments 😆 to defend State farm.
Temporary steel supports are not intended for structural stability. Ask any house moving or lifting company, as they install long beams supported by large area cribs. Even then a building will sway easily.
I’m going to close my account with State Farm
This looks like they did the excavation themselves and didnt support the house properly when they started digging…. Insurance isnt going to pay a dime for incompetance & stupidity
Statedarm, geico, progressive all suck. You dont need celebrities in your commercial……..
This insurance companies want everything in writing of coverage… leaf cleaning coverage.. window cleaning coverage.. tree cutting coverage… they are all scammers… state farm told me to pay a hazmat team 2500.00 they later would reimburse me they never did..
A: State Farm is the worst about coverage. Everyone should know this.
B: Everyone is talking about hiring an engineer. Have you tried? Many in these trades don't want to work. Depending where you are, getting qualified help is next to impossible. This is why reno in small towns goes badly.
C: This is one house. Insurance companies cover houses on oceanfront property and neighborhoods built in flood plains. Do the math. Maybe we shouldn't build in these areas.
D: Profits. Instead of CEO salaries, reinvest back in the company. Also Wall Street driving up house costs.
These all are factors.
The only thing i agree with in the comments is the foundation should be done first. It's silly to reno everything else than come back to the startpoint.
"Aw, that will never happen! I'll take the lower cost coverage!" Year later: "What the hell! Oh what the hell!"
Collapse lol during your construction as to collapse of an earthquake is pretty diffrent. It's like me willingly setting my house on fire and claiming insurance lol
Insurance industry – biggest scam around 😒
Zero mention of if the proper permits were pulled, if a licensed structural engineer was consulted, what type of contractors were doing the work and if they were licensed to do that work, why the homeowner isn't going after the contractors who would presumably be at fault, etc. This is an incomplete news story. Yea, the claims adjuster said insurance should cover it even if the homeowner is at fault. Unless the coverage specifically stated that, I get the feeling the homeowner/contractors have to eat the cost of their f-up.
You have to read the fine print .
Code violations and improperly buit buildings are not covered.
Bummer!
Haha go figure it's state farm. They are notorious for denying large claims or any claim.
I had an car accident where their driver was at fault and they fought tooth and nail denying any fault. And I had a police report,witnesses,dash cam footage,and video from security cameras from 2 different warehouses. State farm sucks
You pay for what you get.
Sue the contractor.
Sorry, but I agree with State Farm on this one.
Contractor is 100% Responsible!
Should have been the first repair done. Not the last, they build homes from the ground up
Experienced construction worker.
Does he have any experience doing structural modifications?